Home Insurance Products
House or Condo, Rent or Own, We've Got You Covered
Home Insurance Coverage — What Is Covered Standard home insurance coverage policies provide the following types of coverage, up to the limits outlined in the policies: Dwelling — Pays for damage or destruction to your house and any unattached structures and buildings. Examples include fences, attached garage, or patio cover. Personal Property — Covers the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed. Liability — Protects you against financial loss if you are sued and found legally responsible for someone else's injury or property damage. Medical Payments — Covers medical bills for person(s) injured on your property. Loss of Use — Pays for additional living expenses if your home is uninhabitable due to a covered loss. Most standard Florida Homeowners Insurance policies pay 10% to 20% of the amount of your Dwelling coverage.
We know how important your home is. It's your family headquarters, your sanctuary, and the hub of all activity. Our homeowners policy protect your home and other structures on your property against a variety of losses. It also covers your personal possessions and helps protect you from personal liability claims. Get a Home Insurance Quote.
Your landlord likely has insurance to protect the building you live in, but that doesn't protect you and your belongings. Renters insurance protects the possessions that matter to you, at home and away, and also provides limited personal liability coverage. Get a Renter Insurance Quote.
As a condo owner, your association's insurance won't cove the interior of your unit, your personal possessions, or personal liability. We'll provide the affordable coverage you need. Get a Condo Insurance Quote There are many discounts are available on Florida Homeowners Insurance policies. For example, you may qualify for a discount if your home has an updated roof, a monitored alarm system, hurricane shutters or impact windows in Florida.
Being a landlord renting out your investment property is stressful enough. With our Landlor Insurance, you'll have one less thing to worry about. Our rental property insurance protects your property from damages and you from losing income should covered damages make your property unlivable. Get a Landlord Insurance Quote.
You don't have to be a millionaire to be sued for a million dollars. A serious accident or mishap on your property could trigger a costly jury award. Our Umbrella Insurance protects your assets from large verdicts or settlements due to a covered accident, with additional coverage beyond the limits on your other policies Get an Umbrella Insurance Quote.
You don't need to live near water to need flood insurance. Floods can be caused by storms, hurricanes and even torrential rains. Flood damage is not covered under homeowner policies. We also offer Flood Insurance through the federal government's National Flood Insurance Program. Get a Flood Insurance Quote. Discounts and Special Programs.
Discounts and Special Programs
There are many discounts are available on Florida Homeowners Insurance policies. For example, you may qualify for a discount if your home has an updated roof, a monitored alarm system, hurricane shutters or impact windows in Florida.